SBA Launches First-Ever Loan Program for American Manufacturers


October 2nd, 2025

SBA Loans

America’s manufacturing revival depends on small businesses—and the SBA just rolled out a program to help them thrive.

The new Manufacturer’s Access to Revolving Credit (MARC) Loan Program is the agency’s first loan program created specifically for small manufacturers. Read the full announcement here.

Why the SBA MARC Loan Program Matters

Nearly 98% of U.S. manufacturers are small businesses. They power supply chains, create jobs, and anchor local economies. However, many face barriers when trying to secure the capital needed to expand. That’s where MARC Loans come in.

The program offers flexible financing options that cut through red tape. As a result, more small firms can scale operations, manage inventory, and take on new contracts without delay.

Key Features of the Program

The SBA designed MARC Loans with flexibility in mind. For example:

  • Businesses may choose between revolving lines of credit or term loans.
  • Funds may be used for short-term needs such as inventory purchases, project launches, or seasonal demand.
  • Companies can leverage the equity in their facilities or equipment to expand access to working capital.
  • MARC Loans can work alongside other SBA and commercial loans, giving manufacturers a broader financing toolkit.

Because of this flexibility, manufacturers can respond quickly when opportunity knocks.

Driving Onshoring and Job Creation

The SBA launched the MARC Program with a clear purpose: support American jobs and reshore production. For decades, poor trade deals pushed supply chains overseas. Now, the U.S. is shifting back.

According to SBA Administrator Kelly Loeffler, MARC Loans will “empower manufacturers to create jobs, supercharge growth, and reshore American industrial might.” That means more products stamped with Made in America, and more communities benefiting from local manufacturing growth.

Part of a Bigger Strategy

The SBA MARC Loan Program isn’t a stand-alone effort. It complements the agency’s broader “Made in America Manufacturing Initiative.” Together, these initiatives:

  • Cut $100 billion in red tape.
  • Double the loan limits for manufacturers in the SBA’s 7(a) and 504 programs.
  • Launch the “Make Onshoring Great Again Portal” to connect businesses with over one million U.S. suppliers.

By combining capital access with workforce development and supply chain tools, the SBA is helping manufacturers regain their competitive edge.

What’s Next for Manufacturers

For small manufacturers in Florida and across the nation, MARC Loans could be a game-changer. Training for SBA lenders is already underway, and additional program details will appear soon on the SBA’s website.

In the meantime, manufacturers should prepare by assessing their short-term capital needs. Whether it’s funding to ramp up production, launch a new project, or expand a facility, MARC Loans provide a flexible path forward.

Bottom line: The SBA MARC Loan Program delivers more than credit. It gives small manufacturers the confidence and resources to grow, hire, and strengthen America’s industrial base.

📌 Learn more about the SBA’s MARC Loan Program at SBA.gov.